When you buy a new or used vehicle, you assume that the dealer or person selling it to you actually owns it and that the title is clear. But what happens when that isn’t the case? Consider these scenarios:

1. You discover that there is a discrepancy in the title of your vehicle, such as odometer alteration or undisosed salvage title.

2. The police seize your vehicle because it was reported stolen.

3. The person who sold you the vehicle didn’t really own it, but only borrowed or stole it from someone.

4. The police seize your vehicle because there are multiple VINs on various parts of the car or truck.

To protect against these issues, the Uniform Commercial Code and other warranty laws have what’s called a “warranty of title.” This means there’s an assumption that the title is valid and that the vehicle can be sold again to someone else.

Courts have determined time and again that a buyer has a case against the seller not only in cases where the seller didn’t have a rightful title to the vehicle, but also in cases where there is any kind of cloud in the title or a flaw in the title that impacts the market value of the vehicle.

So remember, if your title has ‘cloud’, you may have a case against the seller for breach of warranty of title.